High-Deductible Health Plans, Explained

High-Deductible Health Plans, Explained


Dr. Jeffrey Kullgren, an internal medicine physician and healthcare researcher at the University of Michigan Medical School, describes what high-deductible health plans are, and what research is showing about their impact on people covered by them.

HDHPs are becoming increasingly common. While these plans are intended to encourage cost-conscious healthcare use, because patients have more financial “skin in the game”, research is finding this is not always the case. For example, people with HDHPs often go without necessary care due to cost.

More about Dr. Kullgren and his work to study how people who are covered by these plans use them: